Cost of Living · 2026

Philadelphia, PA

Metro population: 6.2M

Monthly take-home

$4,669

on $75K, single filer

2-BR rent (HUD FMR)

$1,810

per month

Median home value

$390,000

+5.3% year-over-year

Left after rent

$2,859

per month on $75K

Food costs (index, 100 = national avg)

103

Groceries

108

Dining out

On a $75,000 salary in Philadelphia, you take home about $4,669 per month after federal and state taxes. A typical two-bedroom apartment runs $1,810 per month based on HUD fair market rents, leaving you with roughly $2,859 for everything else. If you are looking to buy, the median home in the Philadelphia metro is valued at $390,000. These numbers use 2026 tax brackets and official government data sources. Use them as a starting point, not financial advice.

Compare Philadelphia with other cities

Data from IRS, HUD, BLS, and Zillow. Last updated March 2026.