Cost of Living Comparison · 2026

New York vs Philadelphia

$75,000 salary · single filer · 2-bedroom apartment

Monthly take-home pay

New York$4,563

Philadelphia$4,669

2-bedroom rent (HUD FMR)

New York$2,910

Philadelphia$1,810

Left after rent

New York$1,653

Philadelphia$2,859

Thinking about moving from New York to Philadelphia on a $75k salary? On $75,000 a year, you take home $4,563/mo in New York and $4,669/mo in Philadelphia after taxes. Factor in a 2-bedroom apartment and you're left with $1,653/mo in New York vs $2,859/mo in Philadelphia. Numbers use 2026 tax brackets and HUD fair market rents. Treat them as a starting point, not financial advice.

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