Cities with No State Income Tax (2026)

Nine states charge zero income tax: Texas, Florida, Tennessee, Washington, Nevada, Wyoming, South Dakota, Alaska, and New Hampshire. That sounds great on paper, but some of these states make up the difference with higher property taxes, sales taxes, or just expensive housing. We ranked every major metro in these states by how much you actually keep after taxes and rent on a $75K salary.

#1McAllen, TX

$4,036/mo left

Take-home

$5,096/mo

2-BR Rent

$1,060/mo

Median Home

$155,000

Property Tax Rate

1.63%

#2El Paso, TX

$3,905/mo left

Take-home

$5,096/mo

2-BR Rent

$1,191/mo

Median Home

$210,000

Property Tax Rate

1.80%

#3Memphis, TN

$3,822/mo left

Take-home

$5,096/mo

2-BR Rent

$1,274/mo

Median Home

$195,000

Property Tax Rate

0.97%

#4Tallahassee, FL

$3,744/mo left

Take-home

$5,096/mo

2-BR Rent

$1,352/mo

Median Home

$265,000

Property Tax Rate

0.77%

#5Gainesville, FL

$3,722/mo left

Take-home

$5,096/mo

2-BR Rent

$1,374/mo

Median Home

$270,000

Property Tax Rate

1.22%

#6Chattanooga, TN

$3,706/mo left

Take-home

$5,096/mo

2-BR Rent

$1,390/mo

Median Home

$270,000

Property Tax Rate

0.62%

#7San Antonio, TX

$3,670/mo left

Take-home

$5,096/mo

2-BR Rent

$1,426/mo

Median Home

$280,000

Property Tax Rate

1.55%

#8Knoxville, TN

$3,625/mo left

Take-home

$5,096/mo

2-BR Rent

$1,471/mo

Median Home

$275,000

Property Tax Rate

0.44%

#9Pensacola, FL

$3,625/mo left

Take-home

$5,096/mo

2-BR Rent

$1,471/mo

Median Home

$310,000

Property Tax Rate

0.63%

#10Lakeland, FL

$3,599/mo left

Take-home

$5,096/mo

2-BR Rent

$1,497/mo

Median Home

$275,000

Property Tax Rate

0.73%

#11Spokane, WA

$3,565/mo left

Take-home

$5,096/mo

2-BR Rent

$1,531/mo

Median Home

$310,000

Property Tax Rate

0.78%

#12Houston, TX

$3,523/mo left

Take-home

$5,096/mo

2-BR Rent

$1,573/mo

Median Home

$298,000

Property Tax Rate

1.50%

#13Jacksonville, FL

$3,438/mo left

Take-home

$5,096/mo

2-BR Rent

$1,658/mo

Median Home

$315,000

Property Tax Rate

0.75%

#14Daytona Beach, FL

$3,396/mo left

Take-home

$5,096/mo

2-BR Rent

$1,700/mo

Median Home

$280,000

Property Tax Rate

0.78%

#15Melbourne, FL

$3,387/mo left

Take-home

$5,096/mo

2-BR Rent

$1,709/mo

Median Home

$295,000

Property Tax Rate

0.68%

#16Nashville, TN

$3,366/mo left

Take-home

$5,096/mo

2-BR Rent

$1,730/mo

Median Home

$440,000

Property Tax Rate

0.57%

#17Las Vegas, NV

$3,361/mo left

Take-home

$5,096/mo

2-BR Rent

$1,735/mo

Median Home

$398,000

Property Tax Rate

0.52%

#18Destin-FWB, FL

$3,311/mo left

Take-home

$5,096/mo

2-BR Rent

$1,785/mo

Median Home

$415,000

Property Tax Rate

0.60%

#19Austin, TX

$3,244/mo left

Take-home

$5,096/mo

2-BR Rent

$1,852/mo

Median Home

$475,000

Property Tax Rate

1.31%

#20Reno, NV

$3,226/mo left

Take-home

$5,096/mo

2-BR Rent

$1,870/mo

Median Home

$480,000

Property Tax Rate

0.46%

#21Dallas-Fort Worth, TX

$3,165/mo left

Take-home

$5,096/mo

2-BR Rent

$1,931/mo

Median Home

$355,000

Property Tax Rate

1.45%

#22Sarasota, FL

$3,138/mo left

Take-home

$5,096/mo

2-BR Rent

$1,958/mo

Median Home

$420,000

Property Tax Rate

0.72%

#23Cape Coral, FL

$3,135/mo left

Take-home

$5,096/mo

2-BR Rent

$1,961/mo

Median Home

$360,000

Property Tax Rate

0.78%

#24Orlando, FL

$3,124/mo left

Take-home

$5,096/mo

2-BR Rent

$1,972/mo

Median Home

$380,000

Property Tax Rate

0.82%

#25Tampa-St. Petersburg, FL

$3,119/mo left

Take-home

$5,096/mo

2-BR Rent

$1,977/mo

Median Home

$370,000

Property Tax Rate

0.84%

#26Miami-Fort Lauderdale, FL

$2,660/mo left

Take-home

$5,096/mo

2-BR Rent

$2,436/mo

Median Home

$620,000

Property Tax Rate

0.81%

#27Seattle, WA

$2,595/mo left

Take-home

$5,096/mo

2-BR Rent

$2,501/mo

Median Home

$750,000

Property Tax Rate

0.76%

Texas metros tend to have higher property taxes (often over 1.5%) which partly offsets the income tax savings if you buy a home. Florida is the sweet spot for many people: no income tax and relatively moderate property taxes. Washington state has no income tax but Seattle area rent is steep. The best choice depends on your specific situation.

Run your own numbers

Data from IRS (2026 brackets), HUD Fair Market Rents (FY2026), and Zillow ZHVI.