Cost of Living · 2026

Austin, TX

Metro population: 2.3M

Monthly take-home

$5,096

on $75K, single filer

2-BR rent (HUD FMR)

$1,852

per month

Median home value

$475,000

+1.8% year-over-year

Left after rent

$3,244

per month on $75K

Food costs (index, 100 = national avg)

96

Groceries

102

Dining out

On a $75,000 salary in Austin, you take home about $5,096 per month after federal and state taxes. A typical two-bedroom apartment runs $1,852 per month based on HUD fair market rents, leaving you with roughly $3,244 for everything else. If you are looking to buy, the median home in the Austin metro is valued at $475,000. These numbers use 2026 tax brackets and official government data sources. Use them as a starting point, not financial advice.

Compare Austin with other cities

Data from IRS, HUD, BLS, and Zillow. Last updated March 2026.