Cost of Living Comparison · 2026

San Francisco vs Denver

$75,000 salary · single filer · 2-bedroom apartment

Monthly take-home pay

San Francisco$4,842

Denver$4,821

2-bedroom rent (HUD FMR)

San Francisco$2,912

Denver$2,089

Left after rent

San Francisco$1,930

Denver$2,732

Thinking about moving from San Francisco to Denver on a $75k salary? On $75,000 a year, you take home $4,842/mo in San Francisco and $4,821/mo in Denver after taxes. Factor in a 2-bedroom apartment and you're left with $1,930/mo in San Francisco vs $2,732/mo in Denver. Numbers use 2026 tax brackets and HUD fair market rents. Treat them as a starting point, not financial advice.

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