Cost of Living Comparison · 2026

San Francisco vs Austin

$75,000 salary · single filer · 2-bedroom apartment

Monthly take-home pay

San Francisco$4,842

Austin$5,096

2-bedroom rent (HUD FMR)

San Francisco$2,912

Austin$1,852

Left after rent

San Francisco$1,930

Austin$3,244

Thinking about moving from San Francisco to Austin on a $75k salary? On $75,000 a year, you take home $4,842/mo in San Francisco and $5,096/mo in Austin after taxes. Factor in a 2-bedroom apartment and you're left with $1,930/mo in San Francisco vs $3,244/mo in Austin. Numbers use 2026 tax brackets and HUD fair market rents. Treat them as a starting point, not financial advice.

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