Cost of Living Comparison · 2026

New York vs Austin

$75,000 salary · single filer · 2-bedroom apartment

Monthly take-home pay

New York$4,563

Austin$5,096

2-bedroom rent (HUD FMR)

New York$2,910

Austin$1,852

Left after rent

New York$1,653

Austin$3,244

Thinking about moving from New York to Austin on a $75k salary? On $75,000 a year, you take home $4,563/mo in New York and $5,096/mo in Austin after taxes. Factor in a 2-bedroom apartment and you're left with $1,653/mo in New York vs $3,244/mo in Austin. Numbers use 2026 tax brackets and HUD fair market rents. Treat them as a starting point, not financial advice.

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