Cost of Living Comparison · 2026
$75,000 salary · single filer · 2-bedroom apartment
Monthly take-home pay
2-bedroom rent (HUD FMR)
Left after rent
Thinking about moving from Miami-Fort Lauderdale to Modesto on a $75k salary? On $75,000 a year, you take home $5,096/mo in Miami-Fort Lauderdale and $4,842/mo in Modesto after taxes. Factor in a 2-bedroom apartment and you're left with $2,660/mo in Miami-Fort Lauderdale vs $3,084/mo in Modesto. Numbers use 2026 tax brackets and HUD fair market rents. Treat them as a starting point, not financial advice.
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