Cost of Living Comparison · 2026

Denver vs Phoenix

$75,000 salary · single filer · 2-bedroom apartment

Monthly take-home pay

Denver$4,821

Phoenix$4,968

2-bedroom rent (HUD FMR)

Denver$2,089

Phoenix$1,839

Left after rent

Denver$2,732

Phoenix$3,129

Thinking about moving from Denver to Phoenix on a $75k salary? On $75,000 a year, you take home $4,821/mo in Denver and $4,968/mo in Phoenix after taxes. Factor in a 2-bedroom apartment and you're left with $2,732/mo in Denver vs $3,129/mo in Phoenix. Numbers use 2026 tax brackets and HUD fair market rents. Treat them as a starting point, not financial advice.

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