Cost of Living Comparison · 2026

Chattanooga vs Cincinnati

$75,000 salary · single filer · 2-bedroom apartment

Monthly take-home pay

Chattanooga$5,096

Cincinnati$4,870

2-bedroom rent (HUD FMR)

Chattanooga$1,390

Cincinnati$1,353

Left after rent

Chattanooga$3,706

Cincinnati$3,517

Thinking about moving from Chattanooga to Cincinnati on a $75k salary? On $75,000 a year, you take home $5,096/mo in Chattanooga and $4,870/mo in Cincinnati after taxes. Factor in a 2-bedroom apartment and you're left with $3,706/mo in Chattanooga vs $3,517/mo in Cincinnati. Numbers use 2026 tax brackets and HUD fair market rents. Treat them as a starting point, not financial advice.

See the full picture: taxes, rent, weather, schools and more

Change your income, filing status, or bedroom count in the full tool.