Cost of Living Comparison · 2026

Birmingham vs Indianapolis

$75,000 salary · single filer · 2-bedroom apartment

Monthly take-home pay

Birmingham$4,799

Indianapolis$4,905

2-bedroom rent (HUD FMR)

Birmingham$1,266

Indianapolis$1,473

Left after rent

Birmingham$3,533

Indianapolis$3,432

Thinking about moving from Birmingham to Indianapolis on a $75k salary? On $75,000 a year, you take home $4,799/mo in Birmingham and $4,905/mo in Indianapolis after taxes. Factor in a 2-bedroom apartment and you're left with $3,533/mo in Birmingham vs $3,432/mo in Indianapolis. Numbers use 2026 tax brackets and HUD fair market rents. Treat them as a starting point, not financial advice.

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