Cost of Living Comparison · 2026

Baltimore vs Cincinnati

$75,000 salary · single filer · 2-bedroom apartment

Monthly take-home pay

Baltimore$4,613

Cincinnati$4,870

2-bedroom rent (HUD FMR)

Baltimore$1,857

Cincinnati$1,353

Left after rent

Baltimore$2,756

Cincinnati$3,517

Thinking about moving from Baltimore to Cincinnati on a $75k salary? On $75,000 a year, you take home $4,613/mo in Baltimore and $4,870/mo in Cincinnati after taxes. Factor in a 2-bedroom apartment and you're left with $2,756/mo in Baltimore vs $3,517/mo in Cincinnati. Numbers use 2026 tax brackets and HUD fair market rents. Treat them as a starting point, not financial advice.

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