Cost of Living Comparison · 2026

Albany vs Columbia

$75,000 salary · single filer · 2-bedroom apartment

Monthly take-home pay

Albany$4,805
Columbia$4,792

2-bedroom rent (HUD FMR)

Albany$1,702
Columbia$1,276

Left after rent

Albany$3,103
Columbia$3,516

Thinking about moving from Albany to Columbia on a $75k salary? On $75,000 a year, you take home $4,805/mo in Albany and $4,792/mo in Columbia after taxes. Factor in a 2-bedroom apartment and you're left with $3,103/mo in Albany vs $3,516/mo in Columbia. Numbers use 2026 tax brackets and HUD fair market rents. Treat them as a starting point, not financial advice.

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