Cost of Living Comparison · 2026

Albany vs Buffalo

$75,000 salary · single filer · 2-bedroom apartment

Monthly take-home pay

Albany$4,805

Buffalo$4,805

2-bedroom rent (HUD FMR)

Albany$1,702

Buffalo$1,343

Left after rent

Albany$3,103

Buffalo$3,462

Thinking about moving from Albany to Buffalo on a $75k salary? On $75,000 a year, you take home $4,805/mo in Albany and $4,805/mo in Buffalo after taxes. Factor in a 2-bedroom apartment and you're left with $3,103/mo in Albany vs $3,462/mo in Buffalo. Numbers use 2026 tax brackets and HUD fair market rents. Treat them as a starting point, not financial advice.

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