Cost of Living · 2026

San Jose, CA

Metro population: 2.0M

Monthly take-home

$4,842

on $75K, single filer

2-BR rent (HUD FMR)

$3,483

per month

Median home value

$1,380,000

+7.2% year-over-year

Left after rent

$1,359

per month on $75K

Food costs (index, 100 = national avg)

118

Groceries

125

Dining out

On a $75,000 salary in San Jose, you take home about $4,842 per month after federal and state taxes. A typical two-bedroom apartment runs $3,483 per month based on HUD fair market rents, leaving you with roughly $1,359 for everything else. If you are looking to buy, the median home in the San Jose metro is valued at $1,380,000. These numbers use 2026 tax brackets and official government data sources. Use them as a starting point, not financial advice.

Compare San Jose with other cities

Data from IRS, HUD, BLS, and Zillow. Last updated March 2026.