Cost of Living · 2026
Metro population: 4.7M
Monthly take-home
$4,842
on $75K, single filer
2-BR rent (HUD FMR)
$2,912
per month
Median home value
$1,150,000
+6.4% year-over-year
Left after rent
$1,930
per month on $75K
Food costs (index, 100 = national avg)
125
Groceries
135
Dining out
On a $75,000 salary in San Francisco, you take home about $4,842 per month after federal and state taxes. A typical two-bedroom apartment runs $2,912 per month based on HUD fair market rents, leaving you with roughly $1,930 for everything else. If you are looking to buy, the median home in the San Francisco metro is valued at $1,150,000. These numbers use 2026 tax brackets and official government data sources. Use them as a starting point, not financial advice.
Compare San Francisco with other citiesData from IRS, HUD, BLS, and Zillow. Last updated March 2026.