Cost of Living · 2026
Metro population: 1.1M
Monthly take-home
$4,805
on $75K, single filer
2-BR rent (HUD FMR)
$1,573
per month
Median home value
$205,000
+5.1% year-over-year
Left after rent
$3,232
per month on $75K
Food costs (index, 100 = national avg)
96
Groceries
96
Dining out
On a $75,000 salary in Rochester, you take home about $4,805 per month after federal and state taxes. A typical two-bedroom apartment runs $1,573 per month based on HUD fair market rents, leaving you with roughly $3,232 for everything else. If you are looking to buy, the median home in the Rochester metro is valued at $205,000. These numbers use 2026 tax brackets and official government data sources. Use them as a starting point, not financial advice.
Compare Rochester with other citiesData from IRS, HUD, BLS, and Zillow. Last updated March 2026.