Cost of Living · 2026
Metro population: 20.1M
Monthly take-home
$4,563
on $75K, single filer
2-BR rent (HUD FMR)
$2,910
per month
Median home value
$635,000
+4.2% year-over-year
Left after rent
$1,653
per month on $75K
Food costs (index, 100 = national avg)
115
Groceries
130
Dining out
On a $75,000 salary in New York, you take home about $4,563 per month after federal and state taxes. A typical two-bedroom apartment runs $2,910 per month based on HUD fair market rents, leaving you with roughly $1,653 for everything else. If you are looking to buy, the median home in the New York metro is valued at $635,000. These numbers use 2026 tax brackets and official government data sources. Use them as a starting point, not financial advice.
Compare New York with other citiesData from IRS, HUD, BLS, and Zillow. Last updated March 2026.