Cost of Living · 2026

Lexington, KY

Metro population: 540K

Monthly take-home

$4,846

on $75K, single filer

2-BR rent (HUD FMR)

$1,272

per month

Median home value

$280,000

+4.2% year-over-year

Left after rent

$3,574

per month on $75K

Food costs (index, 100 = national avg)

90

Groceries

92

Dining out

On a $75,000 salary in Lexington, you take home about $4,846 per month after federal and state taxes. A typical two-bedroom apartment runs $1,272 per month based on HUD fair market rents, leaving you with roughly $3,574 for everything else. If you are looking to buy, the median home in the Lexington metro is valued at $280,000. These numbers use 2026 tax brackets and official government data sources. Use them as a starting point, not financial advice.

Compare Lexington with other cities

Data from IRS, HUD, BLS, and Zillow. Last updated March 2026.