Cost of Living · 2026

Indianapolis, IN

Metro population: 2.1M

Monthly take-home

$4,905

on $75K, single filer

2-BR rent (HUD FMR)

$1,473

per month

Median home value

$285,000

+5.4% year-over-year

Left after rent

$3,432

per month on $75K

Food costs (index, 100 = national avg)

92

Groceries

93

Dining out

On a $75,000 salary in Indianapolis, you take home about $4,905 per month after federal and state taxes. A typical two-bedroom apartment runs $1,473 per month based on HUD fair market rents, leaving you with roughly $3,432 for everything else. If you are looking to buy, the median home in the Indianapolis metro is valued at $285,000. These numbers use 2026 tax brackets and official government data sources. Use them as a starting point, not financial advice.

Compare Indianapolis with other cities

Data from IRS, HUD, BLS, and Zillow. Last updated March 2026.