Cost of Living · 2026
Metro population: 2.7M
Monthly take-home
$4,814
on $75K, single filer
2-BR rent (HUD FMR)
$1,686
per month
Median home value
$380,000
+5.8% year-over-year
Left after rent
$3,128
per month on $75K
Food costs (index, 100 = national avg)
93
Groceries
96
Dining out
On a $75,000 salary in Charlotte, you take home about $4,814 per month after federal and state taxes. A typical two-bedroom apartment runs $1,686 per month based on HUD fair market rents, leaving you with roughly $3,128 for everything else. If you are looking to buy, the median home in the Charlotte metro is valued at $380,000. These numbers use 2026 tax brackets and official government data sources. Use them as a starting point, not financial advice.
Compare Charlotte with other citiesData from IRS, HUD, BLS, and Zillow. Last updated March 2026.